Successful Money Management Seminars$59.00, and register your spouse or guest at NO additional cost!
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Strategy is your key to financial success
Our seminar contains informative insight on how you can learn to successfully manage and protect your money. Take time out now to protect your future. You are never too busy to develop a path that can lead to your financial success.
 

For more information or to get started, please call us at 602-494-0555

Successful Money Management® seminar includes:

Financial Strategies
Private Wealth Management
Investment Consulting
Retirement Planning
IRA
401(k)
Risk Management
Estate Planning


Hear How You Can:

Manage Your Money
Potentially Reduce Your Taxes
Save and Invest
Structure Your Investments
Seek a Financially Independent Retirement

Individual Retirement Account (IRA)

Traditional IRA

Traditional IRA's are established by individual taxpayers and are not exactly considered investments, rather an IRA is a registration for retirement investments. Contributions cannot exceed $4,000 per person to all IRA accounts in any given year ($8,000 for married taxpayers). Contributions made towards a Traditonal IRA may be tax deductible depending on income, filing status and coverage by an applicable employer-sponsored retirement plan. By attending the Successful Money Management® Seminar one will learn the benefits and shortcomings associated with IRA programs and the different alternatives available beyond traditional employer-sponsored plans.

Roth IRA

Roth IRA contributions are not tax-deductible, but when it comes time to start making withdrawals, one can typically make income-tax-free withdrawals at retirement if they have held the account longer than 5 years, or have reached the age of 59 and a half, whichever is later.

What is it?
  • Offers personal savings and investment options
  • Can be used to supplement retirement income
  • Nondeductible contributions grow income tax deferred
  • Income-tax-free withdrawals at retirement
Contributions
  • Roth IRAs can be funded with contributions and conversions.
  • Traditional IRAs can be converted into Roth IRAs.
  • Anyone of any age who has earned income within limits may contribute up to the lesser of $4,000 or 100 percent of earned income annually.

Conversions to a Roth IRA

You can convert all or part of your traditional IRA to a Roth IRA of your adjusted gross income is less than $100,000.
  • You can make contributions after the age 70 1/2
  • You can use the Roth IRA as an estate planning tool to provide beneficiaries with income-tax-free income.
  • If you are married and file separate returns, you do not qualify for a conversion.
  • You can transfer your company retirement plan to a traditional IRA and then convert it into a Roth IRA. However, the Pension Protection Act of 2006 also made it possible to convert your company plan directly to a Roth IRA beginning in 2010.

Securities and investment advisory offered through ING Financial Partners, Inc. Member SIPC Gold & Associates, Inc. is not a subsidiary of nor controlled by ING Financial Partners, Inc.

Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC.